What is Medicare?
Medicare is health insurance for people 65 years or older, under age 65 with certain disabilities, and any age with end-stage renal disease (ESRD) or Lou Gehrig’s disease.
Medicare has four parts:
Part A – Hospital Insurance – helps pay for inpatient care in a hospital or skilled nursing facility (following a hospital stay), some home health care and hospice care. Part B – Medical Insurance – helps pay for doctors’ services and many other medical services and supplies that are not covered by hospital insurance. Part C – Medicare Advantage – plans are available in many areas. People with Medicare Parts A and B can choose to receive all of their health care services through one of these provider organizations under Part C. Part D – Prescription Drug Coverage – helps pay for medications doctors prescribe for treatment.
When Should I Enroll?
You can enroll in Medicare around your 65th birthday-three months before your birthday month, during your birthday month or three months after. If you have a disability, you can enroll during a seven-month window around your 25th month of disability. Also, Medicare has an open enrollment period from October 15 through December 7.
How Do I Get Help?
Our pharmacists can quickly and clearly show you monthly costs and enrollment options to help you find the best and most affordable prescription drug plan for you.
Medicare Prescription Drug Coverage and Your Rights
If you are already enrolled in Medicare, it is important to review your drug plan every year during Open Enrollment because plans can change. We can help you make sure your drug plan will still meet your needs in the upcoming year.